If you are planning to take a trip by rail, it is important to remember to take out the correct insurance for your trip.
For example,
Travelling to a busy tourist locations, then you need to have better insurance to cover valuables and baggage.
Sporting holidays such as Skiing or even Skydiving, will need insurance cover for flights & hotel extensions and more importantly medical cover incase of injury.
Going on a remote trip, travel insurance for any travel delays.